Rates Updated for November 30, 2022

Compare Personal Loan Companies in 2022

Compare Top-Rated Personal Loan Offers & Apply Today!

👍 Top-Rated Lenders
💰 Loans Up to $100,000
🔒 Trusted & Secure
Highly Rated
Top-Rated Personal Loan Marketplace

Credible

Top-Rated Personal Loan Marketplace
APR: 5.40% - 35.99%
Loan Terms: 24-84 months
Loan Amount: $1k - $100k
Most Popular Choice
GET STARTED visit Credible

More Info About Credible

  • Personalized rates from up to 17 vetted lenders in 2 minutes, ranging from 5.40% APR to 35.99% APR, all for free
  • Credible is a top-rated personal loan marketplace to find a personal loan with not cost to you
  • Checking your personal loan rates with Credible won’t affect your credit score
  • Get a personal loan for debt consolidation, credit card refinancing, wedding expenses, used cars, home improvements, or virtually anything else
  • Once you’ve completed the loan application process, most lenders can fund your loan by the next business day (though it can take up to about a week, depending on the lender and your application).

https://www.credible.com/personal-loan-prequalification?utm_source=kao&utm_medium=referral&utm_campaign=personal_loan_gpl&utm_content=[[subid]]&acip=51119

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No prepayment fees, no signup fees.

Marcus

No prepayment fees, no signup fees.
APR: 6.99% - 19.99%
Loan Terms: 36-42 months
Loan Amount: $3.5k - $40k
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More About Marcus Personal Loans

  • Marcus personal loans have no sign-up fees, no late fees and no prepayment fees. Personal loans from $3,500-$40,000.
  • Fixed rates for the life of your personal loan. Marcus personal loans have fixed rates so you know exactly how much you owe each month.
  • No prepayment fees, no signup fees.
  • The application process is easy. You can apply online and find your online loan options in as little as 4 minutes. You could be approved in less than 24 hours, and if approved, you could receive your loan funds in as little as 3 days.
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Must have 640+ credit score

Prosper

Must have 640+ credit score
APR: 7.95% - 35.99%
Loan Terms: 36-60 months
Loan Amount: $2k - $40k
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More Info About Prosper

  • Prosper offers personal loans with a low, fixed rate that never goes up.
  • Save money with no pre-payment penalties.
  • Estimate your rate and monthly payment in under 2 minutes.
  • Since 2005, over 1 million people have chosen Prosper to help fund their dreams.
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Credit Union Personal Loan

PenFed

Credit Union Personal Loan
APR: 4.99% - 17.99%
Loan Terms: 24 - 60 months
Loan Amount: $600 - $50k
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More Info About PenFed

  • PenFed is a Federal credit union that offers personal loans with no origination fees or hidden fees
  • With PenFed, you can receive your money in 1-2 business days after verification
  • Apply with a co-borrower to possible reduce your interest rate
  • In order to obtain a PenFed personal loan, you will need to become a PenFed credit union member. But this only takes a few minutes, and anyone can join!
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Loans up to $100,000

LightStream

Loans up to $100,000
APR: 3.99% - 19.99%
Loan Terms: 24-84 months
Loan Amount: $5k - $100k
GET STARTED via Credible

More Info About LightStream

  • LightStream offers personal loans for practically any need, which includes home renovations, credit card consolidation, auto refinancing, medical bills, and more
  • Perfect for those with good to excellent credit
  • LightStream is a popular choice for large home improvement loans or purchases, since you may qualify for up to $100,000
  • LightStream offers a joint application option and an autopay discount
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Less-than-perfect credit OK

Avant

Less-than-perfect credit OK
APR: 9.95 - 35.95%
Loan Terms: 24 - 60 months
Loan Amount: $2k - $35k
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More Info About Avant

  • Avant accepts customers with credit scores as low as 550 and is not recomended for those with credit scores of 620+
  • Avant personal loans has helped over 1.5 million customers with personal loans
  • There is an administrative fee up to 4.75%
  • Avant is a technology company that will service your loan, not a bank. All loans will be made through WebBank, Member FDIC.
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Our #1 Choice:

Highly Rated
Top-Rated Personal Loan Marketplace

Credible

Top-Rated Personal Loan Marketplace
APR: 5.40% - 35.99%
Loan Terms: 24-84 months
Loan Amount: $1k - $100k
Most Popular Choice
GET STARTED visit Credible

More Info About Credible

  • Personalized rates from up to 17 vetted lenders in 2 minutes, ranging from 5.40% APR to 35.99% APR, all for free
  • Credible is a top-rated personal loan marketplace to find a personal loan with not cost to you
  • Checking your personal loan rates with Credible won’t affect your credit score
  • Get a personal loan for debt consolidation, credit card refinancing, wedding expenses, used cars, home improvements, or virtually anything else
  • Once you’ve completed the loan application process, most lenders can fund your loan by the next business day (though it can take up to about a week, depending on the lender and your application).

https://www.credible.com/personal-loan-prequalification?utm_source=kao&utm_medium=referral&utm_campaign=personal_loan_gpl&utm_content=[[subid]]&acip=51119

GET STARTED

How to Get a Personal Loan in 3 Steps

Personal loans advertised on this page have a minimum APR of 2.49% and a maximum APR of 35.99% and a repayment period of 3 to 84 months. GetPersonalLoans.com is an advertising partner of Credible. No loans advertised on this page require repayment within 90 days.

Representative loan example: if you receive a $20,000 loan with a 36-month term and a 17.98% APR (which includes a 14.32% yearly interest rate and a 5% one-time origination fee), you would receive $19,000 in your account and would have a required monthly payment of $686.66. Over the life of the loan, your payments would total $24,719.94.

Step 1

Compare Lenders On This Page & Click "GET STARTED"

Step 2

Fill out Some Basic Information On Credible's Secure Site

Step 3

Finish Securing Your Personal Loan Directly With the Lender of Your Choice

Personal Loan FAQ

What Credit Score do I need to Qualify?

Typically, you’ll need at least a 600+ credit score to be able to borrow money from a personal loan lender.

What Can I Use the Money For?

Personal loans can literally be used for almost any reason! People often take out personal loans to pay for unplanned expenses, refinance credit cards, pay for weddings, used cars, swimming pools, and home improvements.

Will Getting a Personal Loan Affect My Credit?

No, in most cases, taking out a personal loan will actually improve your credit score over time. This is because borrowing money, when you pay it back on time every month, is seen as a major positive in the eyes of lenders and banks. As such, your credit score will actually improve over time if you make your monthly personal loan payments on time.

What Will my Monthly Payment Be?

Your monthly personal loan payment depends on your income, loan amount, and credit score. Typically, the higher your income, the lower your interest rate, and the lower your monthly payment will be.

How Do I Get The Money

Upon approval for your personal loan, most lenders will actually deposit the money directly into your bank account. You don’t even have to leave your home!

Start Your Personal Loan Request With Credible